![]() ![]() Late payments, delinquencies or other derogatory activity with your credit card accounts and loans may adversely impact your ability to build/rebuild credit.įICO ® Credit Score Terms: Your FICO ® Credit Score, key factors and other credit information are based on data from TransUnion ® and may be different from other credit scores and other credit information provided by different bureaus. No purchase minimums.Īcceptance: According to the Feb 2023 issue of the Nilson Report.īuild credit with responsible use: Discover reports your credit history to the three major credit bureaus so it can help build/rebuild your credit if used responsibly. This promotional offer may not be available in the future and is exclusively for new cardmembers. We will not match: rewards that are processed after your match period ends statement credits rewards transfers from Discover checking or other deposit accounts or rewards for accounts that are closed. You've earned cash back rewards only when they're processed, which may be after the transaction date. We'll match all the cash back rewards you've earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.Ĭashback Match: Only from Discover, as of August 2023. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Balance transfer fee: x% Intro fee on balances transferred by and up to x% fee for future balance transfers will apply. ![]() Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Variable APRs will vary with the market based on the Prime Rate. Standard purchase APR: x% - x% variable, based on your creditworthiness. Intro Balance Transfer APR is x% for x months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies. We engage everyone, from the board to staff levels of the organization, in race equity work and ensure that individuals understand their roles in creating culture such that one’s race identity has no influence on how they fare within the organization.Intro purchase APR is x% for x months from date of account opening then the standard purchase APR applies. We measure and then disaggregate job satisfaction and retention data by race, function, level, and/or team. We help senior leadership understand how to be inclusive leaders with learning approaches that emphasize reflection, iteration, and adaptability. We have community representation at the board level, either on the board itself or through a community advisory board. We seek individuals from various race backgrounds for board and executive director/CEO positions within our organization. We have a promotion process that anticipates and mitigates implicit and explicit biases about people of color serving in leadership positions. ![]() We use a vetting process to identify vendors and partners that share our commitment to race equity. We have long-term strategic plans and measurable goals for creating a culture such that one’s race identity has no influence on how they fare within the organization. We disaggregate data by demographics, including race, in every policy and program measured We employ non-traditional ways of gathering feedback on programs and trainings, which may include interviews, roundtables, and external reviews with/by community stakeholders. We disaggregate data to adjust programming goals to keep pace with changing needs of the communities we support. We analyze disaggregated data and root causes of race disparities that impact the organization/'s programs, portfolios, and the populations served. We ask team members to identify racial disparities in their programs and/or portfolios. We review compensation data across the organization (and by staff levels) to identify disparities by race. ![]()
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